October 11, 2016

Is Florida a No Fault State?

Is Florida is a no-fault state, what does that mean? Florida being a no-fault state means that if you’re involved in an automobile accident, it doesn’t really matter whether it was your fault or the other driver for you to be able to gain access to important medical benefits associated with your injuries.

Most of the time we talk about the issue of no-fault coverage in the context of what we know as personal injury protection, or PIP, as is commonly called. What this means is that under all insurance policies, automobile insurance policies that is, if you’re involved in an accident whether it was your fault or the other driver’s fault, you have up to $10,000 available to you to be able to use for your medical costs associated with those injuries.

But here’s the important thing you should know about that $10,000. If you’re in the accident, you must seek medical care within fourteen days. If you do not, then you’ve waived that coverage. Therefore, it’s important that you timely notify your medical provider that you’ve been involved in an accident and seek medical attention.

If you have questions about PIP, how it operates, or how you may be able to seek recovery for injuries associated with an automobile accident, I would invite you to go to our website at www.CorlessBarfield.com or give us a call.